NMLS #260298 , Chad Mullenix

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    Everything you'll need for your mortgage application.

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    Why refinance & get cash?

    Discover the many ways a cash-out refinance can help you achieve your financial goals.

    Lower monthly payments

    Access the cash you need from your home's equity whether it's for your child's education, a dream family vacation, or other important financial goals.

    Pay off mortgage faster

    Lowering your monthly mortgage commitment means more financial freedom to invest in your retirement, enhance your home, or enjoy well-deserved leisure activities.

    Consolidate Debt

    Streamline your finances by combining various debts into one convenient monthly payment, bringing clarity and ease to your financial management.

    Take cash out of your home

    Accelerate your home improvement plans, such as that dream bathroom remodel, by leveraging your home's equity and boosting your available cash flow.

    Eliminate PMI

    As your home equity grows, you may qualify to eliminate your Private Mortgage Insurance (PMI). This is a smart way to lower your monthly expenses and enhance your financial flexibility.

    Texas Homeowner Legal Protections

    Texas Section 50(a)(6) Cash Out Refinance Rules

    Refinancing a Texas primary residence carries unique constitutional requirements: an 80 percent maximum loan to value cap, a 12-day cooling period, and a 2 percent lender fee cap.

    Read Texas 50(a)(6) Guide

    Ready to access your home's equity?

    Start your application today and a licensed loan officer will guide you through every step.

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