About Chad
Sr. Loan Officer | NMLS #260298 | Edge Home Finance LLC
Chad Mullenix is a Sr. Loan Officer with Edge Home Finance, serving the great state of Texas, mostly in Austin and surrounding cities. With more than 25 years in the mortgage industry, he has helped close thousands of loans as a loan officer and branch manager.
Chad began at Conseco Finance in sales and training. After Countrywide Home Loans acquired it, he led a team to the highest production in Texas and was promoted to Branch Manager. He went on to spend eight years as a partner at LeaderOne Financial and nine years as a Branch Manager at CMG before joining Edge in April 2024.
His approach is simple: keep your word, and be there when clients have questions. Chad shops each loan across more than 150 investors, looking for the right mix of loan programs, interest rate, and closing costs which give the best payments for his clients. He knows mortgage guidelines inside and out and has helped many buyers that were turned down by another lender find a path to closing. Local builders around Austin have relied on him as a backup lender for exactly those situations.
Chad grew up in Austin and earned a BBA in Marketing from Texas State University. He served in the U.S. Army and received the Army Achievement Medal during a deployment to Haiti, and especially enjoys helping fellow veterans.
A family man at heart, Chad spends his time off with his wife, Devon, and their four kids: triplet boys and a little girl.
Chad authored two plain-English buyer education guides comparing 10-year adjustable-rate mortgages with 30-year fixed loans, featuring Freddie Mac rate trends, SOFR caps, and an Austin property buydown analysis.
